Personal loans
Secured and unsecured personal loans for debt consolidation, renovations, travel, weddings, solar and more. Fixed repayments and lenders that fit your situation.
Common uses
Debt consolidation
Roll credit cards and loans into one repayment.
Home renovations
Kitchens, bathrooms, landscaping and pools.
Solar and batteries
Solar panels, batteries and energy-efficient upgrades.
Boats and jet skis
Boats, trailers and personal watercraft.
Weddings and travel
Fund life's big moments with a set repayment plan.
Medical and other
Medical, dental and other personal expenses.
One application, many lenders
- Secured and unsecured options
- Lenders for good credit, and for credit histories that need a second look
- Clear repayments with no surprises
- We check the loan is not unsuitable for you before applying
*Any broker fee is disclosed in our Credit Guide and Quote before you proceed.
From quote to settlement
Tell us what you need
Apply online: what the finance is for, how much, and some details about you or your business.
We compare lenders
We look across our lender panel for options that fit your situation, not just the first lender that says yes.
We do the paperwork
We prepare and lodge the application, deal with the lender and keep you updated.
Funds settled
Once approved, you sign the contract and the funds are paid to you or your supplier.
Personal loans: common questions
Secured or unsecured: which is better?
A secured loan uses an asset, like a car, as security and usually comes with a lower rate. An unsecured loan doesn't need security but rates are typically higher.
Will applying affect my credit score?
Lenders record a credit enquiry when you apply. We work out which lenders suit you first, so you don't make multiple applications that can hurt your score.
Can I repay my loan early?
Many personal loans allow extra repayments or early payout. Some charge an early exit fee. We explain the terms before you sign.
How much can I borrow?
It depends on your income, expenses and existing debts. Lenders must check the loan is affordable for you.
Credit Guide and Privacy Consent. Please read our Credit Guide, Quote and Privacy Consent before you apply. It explains our services, fees, the commissions we may receive and how we handle your information.
Ready to see your options?
Apply online in a few minutes. We'll come back to you with options that suit you.