Asset and equipment finance
Finance the equipment that earns your business money, from yellow goods and trucks to medical, IT and hospitality equipment. Keep your cash in the business.
Common uses
Earthmoving and construction
Excavators, loaders, skid steers, attachments and site equipment.
Trucks and trailers
Prime movers, rigid trucks, trailers and transport fleets.
Agriculture
Tractors, harvesters, irrigation and farm machinery.
Medical and dental
Practice fit-outs and clinical equipment.
Hospitality and retail
Kitchens, coffee machines, POS and fit-outs.
Manufacturing and workshop
Machinery, forklifts, tools and production equipment.
One application, many lenders
- Chattel mortgages, finance leases, rentals and hire purchase
- Terms matched to the working life of the asset
- Options for new businesses and for ABNs with a short trading history
- Low-doc options for established businesses
*Any broker fee is disclosed in our Credit Guide and Quote before you proceed.
From quote to settlement
Tell us what you need
Apply online: what the finance is for, how much, and some details about you or your business.
We compare lenders
We look across our lender panel for options that fit your situation, not just the first lender that says yes.
We do the paperwork
We prepare and lodge the application, deal with the lender and keep you updated.
Funds settled
Once approved, you sign the contract and the funds are paid to you or your supplier.
Equipment finance: common questions
What's the difference between a chattel mortgage and a lease?
With a chattel mortgage your business owns the equipment and the lender takes security over it. With a lease, the lender owns it and you pay to use it, with an option at the end. Your accountant can advise on tax treatment.
Can I finance used equipment?
Yes. Most lenders finance used equipment, though age and condition limits apply depending on the asset.
How long has my business got to be trading?
Some lenders consider businesses from day one with a strong asset-backed deal, while others need 12 to 24 months of trading. We match you to lenders that fit your history.
Do I need financials?
Not always. Low-doc options may only need your ABN, GST registration and recent bank statements. Larger amounts usually need financial statements.
Credit Guide and Privacy Consent. Please read our Credit Guide, Quote and Privacy Consent before you apply. It explains our services, fees, the commissions we may receive and how we handle your information.
Ready to see your options?
Apply online in a few minutes. We'll come back to you with options that suit you.