Start your application
Apply online for car, equipment, business, personal, caravan, motorbike or boat finance. Your application goes straight into our secure application system and you can save and come back to it.
Three quick steps to begin
Enter your email
We'll email you a 6-digit code to sign in securely. No password to remember.
Choose your loan
Select New Application, then Consumer (personal use) or Commercial (business use), and tell us what the loan is for.
Complete and upload
Fill in your details and upload documents in the same secure portal. You can save and come back any time.
Have these handy: driver licence, recent payslips or business bank statements, and details of what you're buying. PDFs straight from your bank's app, or a phone photo of your licence, are fine.
Credit Guide and Privacy Consent. Please read our Credit Guide, Quote and Privacy Consent before you apply. It explains our services, fees, the commissions we may receive and how we handle your information.
Applications are completed on our secure application platform at dcsfinancialservices.afos.io, provided through our aggregator. Already applied? Sign in to your application. Prefer to talk first? Call 02 8102 4448 or send us a message.